Private sale car loans

Get started on finding a low-rate private sale car loan today.

Buying a second-hand car often means you’re getting yourself a great deal … but it can come at a price. Not all lenders offer finance for used cars, so you might find it harder to get a car loan. Then there’s the rate you might get quoted. Some lenders think used car loans are riskier, so they price their loans accordingly.

Let us do the heavy lifting for you. Not only will we save you time, but we’ll also find you a great deal. That’s because we work with over 30 lenders so have access to great low rates you might not see advertised.

Buy a private car with confidence

The biggest risk of buying a car from a private seller is that things might not be quite as they seem. It might not be roadworthy or the car might have unpaid debt attached to it. Both of these unpleasant surprises could cost you big time. 

We’re here to bring you peace of mind. Arrange your private sale financing with National Finance and Loans and we’ll:

  • Set up a vehicle inspection so you know it’s safe to drive
  • Check the vehicle against the Personal Property Securities Register 
  • Arrange encumbrance payouts (where your lender repays the existing debt in full) 
  • Provide warranty options on your purchase
  • Work with the seller directly, so you don’t have to 

To find out more how to buy your car with confidence, speak with our team today.

Get your private car faster

We get it. The seller doesn’t care that it might have taken you months to find the right car at the right price. They’ll sell it to the next interested buyer if your finance takes too long. 

That’s why we work hard to get you the quickest approval possible. 

Get started on finding a great low rate private sale car loan today.

Private car loans for people with bad credit

Your past mistakes needn’t ruin your dreams of buying a private car. No matter what your credit situation, we can solve your problem. We regularly help people just like you get their ‘tough’ loans approved. As we work with more than 30 lenders, we’ll match you with the right loan that works best for your individual circumstances. 

Speak with our team today to find out more.We understand selecting the perfect car at the right price can take months so we always endeavor to provide the quickest approvals possible. Getting quick finance approval when buying a car through a private seller is important as sellers will often make a deal with finance ready buyers first.

Get National Finance + Loans on your team. Ask questions or apply today by phone, online or in person.

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